The convenience of credit cards has made them a mainstay of our lifestyle.
Today, a consumer can apply a credit card payment to just about anything, from household bills such as utilities and mortgages, to the smallest of purchases such as a pack of gum at the gas station. One swipe of a plastic card eliminates the need for cash and coins, and can simplify financial transactions in a variety of ways. In fact, many can argue that credit cards are too convenient—they are so easy to use that people are experiencing large amounts of credit card debt by accumulating purchases without realizing how much they are actually spending.
There really isn't just one card that is the best for everyone. That is why there are so many credit card offers available, because everyone is different and has different spending habits.