Business and Personal Finance Dictionary

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• EFFECTIVE MARGIN (EM) - Used with SAT performance measures, the amount equal to the net earned spread, ...
  
  
• EFFECTIVE MATURITY - One description of the tenor of a CMO. The final date at which principal will be r...
  
  
• EFFECTIVE NET WORTH - Net worth plus subordinated debt.
  
  
• EFFECTIVE PAR - The par value for preferred stock that would ordinarily correspond to a given dividend ...
  
  
• EFFECTIVE RANGE - The spread between specified upper and lower limits for prepayments in a structured C...
  
  
• EFFECTIVE RATE - the actual yield of interest as opposed to the stated rate. For deposits, the effectiv...
  
  
• EFFECTIVE RATE OR COST - When you are quoted an APR, the total amount of that APR is calculated assumin...
  
  
• EFFECTIVE RENT - The actual rental rate to be achieved by the landlord after deducting the value of con...
  
  
• EFFECTIVE SALE - A sale based on the most recent round-lot price, which determines the price of the nex...
  
  
• EFFECTIVE SPREAD - The gross underwriting spread adjusted for the impact that a common stock offering's...