Business and Personal Finance Dictionary

# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z 

• RATE SHOCK - An arbitrarily selected change in prevailing interest rates used to quantify either a chan...
  
  
• RATE SHOPPING - Applying for credit with several lenders to find the best interest rate, usually for a ...
  
  
• RATE TYPE - A factor that determines the payment structure and whether the rate may adjust during the l...
  
  
• RATE-IMPROVEMENT MORTGAGE - A home loan that allows the borrower a one-time interest rate cut without p...
  
  
• RATE-LOCK SELLING - Underwriters of corporate bonds sell Treasuries to hedge what they will take in a p...
  
  
• RATE-SENSITIVE - describes a deposit account or security investment for which changes in its interest r...
  
  
• RATE-SENSITIVE ASSETS (RSA) - The quantity of assets subject to repricing within a defined time period....
  
  
• RATE-SENSITIVE LIABILITIES (RSL) - The quantity of liabilities subject to repricing within a defined ti...
  
  
• RATE/POINT BREAKEVEN - The period you must retain a mortgage in order for it to be profitable to pay po...
  
  
• RATE/POINT OPTIONS - All the combinations of interest rate and points that are offered on a particular ...