Business and Personal Finance Dictionary

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• DEBT CONSOLIDATION LOANS
  
  Paying off multiple bills and replacing them with one, easy-to-manage Loan. Debt Consolidation Loans can reduce bills and clear all of existing credit cards, loans and other debts. Loan Consolidation, also called a Consolidation Loan, combines several loans into one bigger loan from a single lender, which is then used to pay off the balances on the other loans or credit. Some lenders offer consolidation loans for private loans as well. What happens when you consolidate? The lending company that you have chosen to help you with your debt will contact every one of your creditors and work out the details on receiving a lower payment. The lending company then will pay each creditor monthly on your behalf. They will compile all of your debt together and extend the loan, the lower payments now will help you with having more money, but you will be paying off your loans for a longer amount of time. There are many debt consolidation options available to you, including finding a good debt consolidation program online and filing bankruptcy. With debt consolidation, you can reduce your debts quickly and easily and get back in control. Across America, every state has tailor made debt consolidation programs - things like free debt consolidation, debt consolidation loans, non-profit debt consolidation, bill consolidation and credit counseling - that can get you started on the way to a debt-free future today, and Debt Consolidation Advisor can help. If you already know where you want to go for all of your debt consolidation needs (more than likely this is the case if you’ve already had all the shots) you can usually find a place to apply for the debt consolidation loan online right away. If you can’t, don’t worry. You’ll still be able to get the debt consolidation loan that you need as soon as possible.
  
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